Dimples' Divine Domain
My journey to financial empowerment.

I am happy to say I am quite blessed in the area of health care. My employer pays 100% of the cost of my health care plan with Aetna with no direct costs to me. All I have to do is pay the co-pay at each doctor visit. My plan covers everything except dental, which is common. Unfortunately there are millions of Americans who do not have health care. I found a very good article written by Liz Pulliam Weston on MSN Money. The article list various resources and programs that can help someone who does not currently have health insurance. A survival guide for the uninsured The more than 45 million Americans without coverage will get sick more, earn less and die earlier than those with insurance. Here's where to find help if you're caught without it. By Liz Pulliam Weston If you recently lost your health insurance, or if you've never had coverage, then you're part of an unfortunate but growing national trend. The ranks of the uninsured have grown by 11.2% just si...

Credit Score as of 3/21/07 (average of all three credit scores): 644 Credit Score as of 4/19/07 (average of all three credit scores): 667 23 points in one month. I am psyched. My goal is to reach 700 by August. Then I will look into refinancing my car loan. Dimps

Can you tell that my favorite color is purple?! Hehehe. Well it was looking a little dark in here. Thought I would brighten the place up a bit. Anyone know how to get some other templates than the ones they offer through blogspot?? Well I am off the work......gotta see a man about a shuttle (I work at NASA). ;-) Quotes of the Day: ""God didn't promise days without pain, laughter without sorrow, sun without rain; but he did promise strength for the day, comfort for the tears, and light for the way."" ""Worry looks around, sorry looks back, Faith looks up."" Song of the Day: "Me Time" by Heather Headley

Hey there blogger fam. Just wanted to hit you all up before I go ghost for a couple of days. I am moving tomorrow and I will be to busy to be chillaxing on the comp. Until then here is an update on my financial journey: I have made $105 from CashDuck since last night. I only had to shell out $8.95 in shipping and handling fees for some free trial stuff. Not a bad turn around. Needless to say I am very content with the site and the obvious perks.........xtra income and sometimes neat stuff (I bought a pair of sterling silver earrings for $4 in one of the deals). Due to my trip out town for Easter and moving costs I have added an extra $400 to my credit card debt. Yeah yeah yeah. I can hear you all now. LOL. I already knew this month was going to be crazy so I was a little prepared. I had $500 set aside this month to pay on my CC debt (on top of my minimum payments) so I will actually come out $100 on top. So no worries. A tiny set back. But starting in May I will be paying...

Well I made $20 bucks on CashDuck last night. Only took me 30 minutes. Not bad......not bad at all. If I can devote an hour a week to that site and make at least $30 bucks each time, I can have a monthly income of $120 bucks. Oh yeah baby! And this money will not be used to pay any debt or bills. This is strictly spending money for me and my sweet pea. If you want to join follow this link .

I have been surfing the net trying to find ways to make some extra money. I have been looking for opportunities that wont be overwhelming and where I can earn a decent paycheck (at least $350 a month is my goal). I have listed the results of my search below: AGLOCO - Short for "A Global Company." Concept is pretty simple: Join for free, download a viewbar, get paid for actively surfing, and get paid even more for referring others. You can sign up with them using this link . EbookDrop - Largest electronic book buyer. They will buy any book you have to sell thats in their system. Some folks go to thrift stores and purchase books there and then turn around and sell it on this site. As a recent college graduate this site is ideal. I have so many books from school that I have no need for. CashDuck - CashDuck has many different offers. Some are free and some are not. You get paid various amounts for each offer you complete. (I made $140 in two days) Ebay - Goo...

Well my sweet pea received her ATM in the mail today. She had a total of $9.25 to deposit in it (grandma hooked her up with some ones). She is loving her machine.....maybe a lil too much. LOL. She keeps asking me for more money to put in. I explained to her the concept of an allowance and that she doesn't "get" money she "earns" it. Thank you D.C. for the link to Target. The ATM is awesome. It calculates how much she has total and everything. Well I am going back to packing. I move on Friday.

This is a pretty cool offer. I'll probably jump on it. When you open and fund a Free Checking account online with $100 by April 24, 2007, Wachovia will automatically credit your account with $50. Here are the terms and conditions: To qualify for the $50 bonus offer, you must open and fund a new Wachovia Free Checking account online between 1/29/07 and 4/24/07 by clicking the "Apply Now" button. 1 Customers must open and fund this account in good faith with a minimum opening deposit of $100 in new funds to Wachovia to be eligible for this offer . This account must also remain open and in good standing through 04/30/2007 in order to be eligible for the $50 offer. Limit one bonus offer per household. Not valid with any other promotion or offer. Accounts subject to approval. Other fees may apply. The $50 bonus will appear in the form of a credit to the account within 60 days of the offer expiration date. The value of this bonus may be reported to the IRS and the recipien...

Me and my sweet pea are leaving today to go to the grandparents in South Florida. I hope everyone has a Happy Easter weekend. Much love and God Bless! Dimps

After much debating, researching, and comparisons I have decided to go back to school for my MBA. Wooohooooo! LOL And I am terrified. Why? I am scared of failure. Big time. I am scared of struggling again. I went through my undergraduate college years as a single mother working part-time gigs and still managed to obtain my Bachelors in Industrial Engineering. So why be scared now? Well now I have a career....a full-time position with many responsibilities. I am still a single mother who's 4 year old is having behavioral issues at her private school. A 4 year old who is starting to wonder why other kids have fathers who pick them up from school and she doesn't. (FYI her dad is an a-hole who wants nothing to do with his child...he has never even seen her........his loss) Will I be able to handle the pressures of a engineering career, raising a 4 year-old, and pursuing my Master's degree and still accomplish all the goals I have set forth for myself? As long as ...

Why am I losing weight??? Well here are the top 3 reasons: 1. My health needs to improve. 2. My sister is getting married in 6 months. 3. I need to be more confident about myself and my looks. I started on my weight loss journey on March 5. I began it with a detox. Of course this detox was not easy. It basically consist of eating nothing but fruits, veggies, and some starch for 9 days. And they can only be steamed, broiled, grilled, baked, or raw. No meat! No sweets! No alcohol! No fast food! No fish! Crazy aint it.Well I have learned that I aint gonna reach my goal without some sacrifice. Now I ATTEMPTED the 9 days. I only made it to three. A sista gotta have some chicken........... The list below are foods ALLOWED during the detox period: All fruits in any quantity All vegetables in any quantity except: white potatoes avocados Good sources of protein: chickpeas beans tofu lentils Brown Rice (2 cups cooked per day) 2 cups of low-fat or skim or soy milk per day Water (as much as ...

Well I did some car insurance shopping today. And I am sticking with Statefarm! LOL. The quotes I got winded being $40 MORE than what I currently pay. So yeah.....at least I can say I tested the other waters. I will be calling my insurance company tomorrow to see whats up with hooking a sista up with another discount or something.

So today I decided to start teaching my daughter a lil about finances. She is 4 years old now and I am realizing she knows more about money and how it works than I thought. So with that said I have set her up on a weekly allowance of $2. Of course this will not be free money. She will have a list of shores to complete every Saturday and once she does them all she can get her allowance. I am going to buy her a piggy bank this week. I don't want the old fashioned one. Hopefully I can find something that is similar to a bank or vending machine. I will set up a savings account for her and we will make deposit every month or so. This will teach her abouts saving her money. And I think I will set up a day every two weeks for us to go to the store so she can purchase something with her new earned money. Only thing I need to figure out is what bank to open her account with. Needs to be one that is open on Saturdays so my sweet pea wont be overwhelmed by too many customers and c...