Dimples' Divine Domain
My journey to financial empowerment.

It's that time of the month once again. Time to get to the nitty gritty. September Budget I did pretty good on my first official budgeted month. Income: I brought in an extra $272. I received a payment from Cash Duck for $80, my $150 Toshiba rebate for my laptop, and $40 from Pinecone, ACOP, and Ebay. Rent & Utilities: I went over in this category by $57.73. September was a hot month so electric and water went up some. Groceries: I went over my grocery budget by $20.77. I decided to go on the Lemon Cleanse to jump start my body and get it ready for the extensive exercise and diet I will be on for the next few months or so. So I had to pick up a few extra items. E-fund: I reached my $3K goal this month. Yay for me!!! Car Note & Insurance: Went over $.76. I rounded down when I should have rounded up when I initially did the budget. Daughter's School: Under budget by $18.21. I pay my daughter's tuition via paypal. I got padi for a couple of surveys...

Single Guy Money had a neat post about a net worth calculator that shows your rank based on age and income. I took the test and here are my results. Obviously, yall know I am no where NEAR the median net worth for my age. Absolutely NO comment on the median net worth based on my income. And it looks like I make way more than the average income for my age group. A sistah is still in the RED! *sigh* See where you rank based on your age and income .

July Monthly Report: Well as you can tell, I didn't do to well in the cc debt area. There was a net increase of $479 bucks. I am moving steadily to my savings goals. Once I reach my initial E-Fund goal I will extend the goal to $7500, which is about 3 months of my expenses. Everything else is on track. Net Worth: I have been tracking my net worth since I started blogging back in February. I never posted anything about it because I was a little embarrassed of how much I was in the negative. But I gotta face the music. So here it is: I also have it on the side bar to the right. So hopefully we can start watching that joker increase. Credit Score: Well low and behold my credit score increased this month by 12 points!! YEAHH!!!!!!!! June Credit Score: 640 July Credit Score: 652 I hope I can reach 700 way before December. I'd like to refinance my car loan and get my $532 car note lowered as much as possible. That way I can take the amount I am saving and redirect to my...