Skip to main content

Health Insurance: Survival Guide for the uninsured

I am happy to say I am quite blessed in the area of health care. My employer pays 100% of the cost of my health care plan with Aetna with no direct costs to me. All I have to do is pay the co-pay at each doctor visit. My plan covers everything except dental, which is common. Unfortunately there are millions of Americans who do not have health care. I found a very good article written by Liz Pulliam Weston on MSN Money. The article list various resources and programs that can help someone who does not currently have health insurance.

A survival guide for the uninsured

The more than 45 million Americans without coverage will get sick more, earn less and die earlier than those with insurance. Here's where to find help if you're caught without it.

By Liz Pulliam Weston

If you recently lost your health insurance, or if you've never had coverage, then you're part of an unfortunate but growing national trend.

The ranks of the uninsured have grown by 11.2% just since 2000, according to a new study by the Kaiser Commission on Medicaid and the Uninsured. More than 45 million people lack insurance, and millions more are considered underinsured, with gaps in their coverage that leave them exposed to catastrophic medical bills.

In fact, medical bills are a factor in about half of all consumer bankruptcies filed, according to a Harvard University study.

(continue reading article)...

Comments

Anonymous said…
where are you dimples? No new posting? You must be moving :O)
Dimples said…
I know I know.....ugh. Its been a hectic past two weeks. Moving, new projects at work (3 of which I am hading up), trying to keep on my financial empowerment path.....trying to.....and life in general. And on top of all that trying to get my stuff together for school. School....never thought I would be dealing with that again. I will be back on track after tomorrow tho. This coming weekend is devoted to adjusting, rearranging, and relaxing.
Anonymous said…
:o) I started to worry there for a minute. If I can't read your site or single ma's what else am I supposed to do at work? J/K I do work I just peak in, in the mornings and during my break to see if you two blogged something new. I like your site. It's interesting.
Dimples said…
Awww thanks a million. I like yours and single ma's too. I like folks who keep it real.

Popular posts from this blog

Home Purchase Plan - How I faired

Back in January I developed my Home Purchase Plan (HPP for short). I listed exactly what I was looking for in my new home including my needs and wants. I printed up my HPP and carried it will me everywhere. I especially took it with me when I went house hunting with my agent. I had a momentary relapse (I'll explain more on that on another post) but got back on track and stuck to my guns. I ended up with a beautiful house that fits all my needs and wants. HOME PURCHASE PLAN The home I want: Price: $0 -> $190,000 $180,000 Ideal Monthly Mortgage (including taxes, PMI, HOA, & hazard) : $1200 (max $1300) $1310 Location: Surrounding Orlando Area Check Bedrooms: 3+ 4 Bathrooms: 2+ 2 Square footage: 1700 s.f. + 1810 sf Year Built: 2000+ 1998 HOA: $100/month max $150/yr NEEDS: * A-rated school district Check * Quick access to major highways Check * Good daycare Check * Nice

My $100 grocery budget and tips for saving on your grocery bill

I did a post back in October on how I kept my grocery budget under $120. In that post, I had pictures of the grocery shopping I had done earlier in the day for a total of $29.76. I also listed a number of ways I keep my grocery budget so low. Today I did some grocery shopping for meat and some other misc items. Here is what I bought: - 2 packages of chicken breasts - 2 packages of drumsticks - 2 whole hens - 2 packages of chicken wings - 1 bag of roma tomatoes - 1 bag of onions - 1 bag of organic baby carrots - 2 gallons of water (not shown) - 1 bottle of bbq sauce Total = $24.90 One big way to save on groceries each month is to package the food you buy into servings sizes. Your serving size depends on how many people are in your family. I separate out my sizes based on how much food my daughter and I consume in one meal. Take for instance drumsticks: My daughter will eat one drumstick while I will eat two. So I package those in threes. I know some folks are visual so here is wh