July Monthly Report:
Well as you can tell, I didn't do to well in the cc debt area. There was a net increase of $479 bucks. I am moving steadily to my savings goals. Once I reach my initial E-Fund goal I will extend the goal to $7500, which is about 3 months of my expenses. Everything else is on track.
Net Worth:
I have been tracking my net worth since I started blogging back in February. I never posted anything about it because I was a little embarrassed of how much I was in the negative. But I gotta face the music. So here it is:
I also have it on the side bar to the right. So hopefully we can start watching that joker increase.
Credit Score:
Well low and behold my credit score increased this month by 12 points!! YEAHH!!!!!!!!
June Credit Score: 640
July Credit Score: 652
I hope I can reach 700 way before December. I'd like to refinance my car loan and get my $532 car note lowered as much as possible. That way I can take the amount I am saving and redirect to my credit card debt. Or I can continue to pay the $532 and start the process of paying down my car loan significantly.
Alright thats it for me today. A sista is tired. I worked 10 hours today..............*yawns*.....time for some ice cream and a lil tv.
Well as you can tell, I didn't do to well in the cc debt area. There was a net increase of $479 bucks. I am moving steadily to my savings goals. Once I reach my initial E-Fund goal I will extend the goal to $7500, which is about 3 months of my expenses. Everything else is on track.
Net Worth:
I have been tracking my net worth since I started blogging back in February. I never posted anything about it because I was a little embarrassed of how much I was in the negative. But I gotta face the music. So here it is:
I also have it on the side bar to the right. So hopefully we can start watching that joker increase.
Credit Score:
Well low and behold my credit score increased this month by 12 points!! YEAHH!!!!!!!!
June Credit Score: 640
July Credit Score: 652
I hope I can reach 700 way before December. I'd like to refinance my car loan and get my $532 car note lowered as much as possible. That way I can take the amount I am saving and redirect to my credit card debt. Or I can continue to pay the $532 and start the process of paying down my car loan significantly.
Alright thats it for me today. A sista is tired. I worked 10 hours today..............*yawns*.....time for some ice cream and a lil tv.
Comments
And what the heck are you driving for $532/month?
http://creditboards.com/forums/index.php?autocom=creditpulls
It may require a login.
Thanks for the link. My credit scores are so off from each other, at least Equifax is. I just try to go with Experian, which is supposedly the bureau most commonly used in the southeast. I get all three scores from True Credit.
I drive a 2006 Honda CRV. My original loan amount was $25K. I was unexperienced and got taken advantage of when it came to the service plan and my trade-in. Oh well......you live and you learn.
Also congrats on raising your credit score! I should check mine again too.
Thanks girl. I can't wait till I break into the positive side. I hope my credit score keeps increasing. Can't hit to break 700.
@ saving diva
I consider anything I own personal property. Everything in my apartment from furniture, electronics, computers, to jewelry and a couple of antique things I have. Why? Does my personal property amount to high?
@ rad
Thanks buddy.