Credit Score Update

I haven't done an update of my credit scores in a while.

March Scores:

Transunion: 659

Experian: 646

Equifax: 616

April Scores:

Transunion: 675

Experian: 657

Equifax: 624

I would take credit for the high jumps in my scores but I think the fact that my car loan is not exactly included in my report at the moment may have played a big role. Statefarm shows my car loan as being paid off but there is no account for my credit union showing up. So I basically look like I have $20,000 less than I actually have (debt wise).

Oh well........I can bask in the "good" credit light for a little while can't I??

Comments

Anonymous said…

You're making progress, that's all that matters! But please do make sure that what they're reporting is accurate.

April 11, 2008 at 7:52 PM

Home Purchase Plan - How I faired

Back in January I developed my Home Purchase Plan (HPP for short). I listed exactly what I was looking for in my new home including my needs and wants. I printed up my HPP and carried it will me everywhere. I especially took it with me when I went house hunting with my agent. I had a momentary relapse (I'll explain more on that on another post) but got back on track and stuck to my guns. I ended up with a beautiful house that fits all my needs and wants. HOME PURCHASE PLAN The home I want: Price: $0 -> $190,000 $180,000 Ideal Monthly Mortgage (including taxes, PMI, HOA, & hazard) : $1200 (max $1300) $1310 Location: Surrounding Orlando Area Check Bedrooms: 3+ 4 Bathrooms: 2+ 2 Square footage: 1700 s.f. + 1810 sf Year Built: 2000+ 1998 HOA: $100/month max $150/yr NEEDS: * A-rated school district Check * Quick access to major highways Check * Good daycare Check * Nice

Thats Mz Homeowner to you buddy!!!!!!

I closed today. It was chaotic up until the last minute but thank GOD almighty I am free at last!!! Or am I. UGH the things that need to be done. Gotta don my cap, hotpants, and mask and put a S on my chest. SUPERMOM UP UP AND AWAY!!!!!

Being frugal pays off big time

I have been racking my brain over ways to furnish my house but NOT bankrupt myself in the process. I created a shopping list/budget for things I will need to purchase for my first house. Even after using sale prices for pieces at modest furniture and home decor stores, my total was inching a little over $7500. This includes all appliances, living room furniture, formal area, two bedrooms, dining, office, rugs, decor, and lighting. My facial expression ----> (Translation: "Good lawd dats a lot of money!!") So I started searching through sales papers, visited some furniture stores, and found different areas to cut back on. After recalculating the shopping list, my new budget is around $6500. My current facial expression ----> (Translation: "Uhhhhh....") Now I had only been looking at brand new furniture. I came across a website, Apartment Therapy , that I found very resourceful and pretty neat. I was inspired and started searching Craigs List

Dimples' Divine Domain
My journey to financial empowerment.

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