Dimples' Divine Domain
My journey to financial empowerment.

I closed today. It was chaotic up until the last minute but thank GOD almighty I am free at last!!! Or am I. UGH the things that need to be done. Gotta don my cap, hotpants, and mask and put a S on my chest. SUPERMOM UP UP AND AWAY!!!!!

Oh that was sooo comic book! Dude.......I KILLED today. I am tired, dehydrated, and I have a slight headache but it was all worth it. But wow! I came away with some amazing steals deals. Let me just show you rather than tell you: *Excuse the mess....we are in the process of packing* Microfiber Sofa Set Rob & Stucky (6 months old, Was kept in formal area so hardly any usage) $400 for the sofa and two chairs! Cute accent table with matching accent mirror and two candle wall sconces, Italian themed wine rack and matching decor signage. Everything for $30. Nightstand $10 Coffee Table (solid wood, huge) Bargained down to $22 I am going to restore the nightstand and stain it to match it to my bed and I will either stain or paint the coffee table to match it to my dinette set. I will also paint the legs of the sofa set (which are removable) so that they match the dinette set's color also. Currently the legs have a reddish tone I don't like. A guy is coming over to ho...

I locked in my rate at 5.375% last week. Rates had gone up since my broker sent me my GFE (Good Faith Estimate). I then bought down the rate to 4.875% which will cost 1.25 points and the will be paid by the closing costs the seller is contributing. This may mean an even lower monthly payment. I say may because I won't know until closing if the estimate on the property taxes were correct or far off. I also shopped around for quotes on hazard insurance for the house. I spoke to my future neighbor and did some research online about what kind of coverage I should have and how much. I got back 4 quotes that were pretty much identical in terms of amounts of coverage and areas covered and whose premiums ranged from $664 to $776. The only difference was the companys' reputation and ratings. I researched Demotech to find the stability rating for each company. And based off that, customer reviews, and word of mouth I went with the best company which was also the one with the high...

I have been racking my brain over ways to furnish my house but NOT bankrupt myself in the process. I created a shopping list/budget for things I will need to purchase for my first house. Even after using sale prices for pieces at modest furniture and home decor stores, my total was inching a little over $7500. This includes all appliances, living room furniture, formal area, two bedrooms, dining, office, rugs, decor, and lighting. My facial expression ----> (Translation: "Good lawd dats a lot of money!!") So I started searching through sales papers, visited some furniture stores, and found different areas to cut back on. After recalculating the shopping list, my new budget is around $6500. My current facial expression ----> (Translation: "Uhhhhh....") Now I had only been looking at brand new furniture. I came across a website, Apartment Therapy , that I found very resourceful and pretty neat. I was inspired and started searching Craigs List ...