Back in January I developed my Home Purchase Plan (HPP for short). I listed exactly what I was looking for in my new home including my needs and wants. I printed up my HPP and carried it will me everywhere. I especially took it with me when I went house hunting with my agent. I had a momentary relapse (I'll explain more on that on another post) but got back on track and stuck to my guns. I ended up with a beautiful house that fits all my needs and wants. HOME PURCHASE PLAN The home I want: Price: $0 -> $190,000 $180,000 Ideal Monthly Mortgage (including taxes, PMI, HOA, & hazard) : $1200 (max $1300) $1310 Location: Surrounding Orlando Area Check Bedrooms: 3+ 4 Bathrooms: 2+ 2 Square footage: 1700 s.f. + 1810 sf Year Built: 2000+ 1998 HOA: $100/month max $150/yr NEEDS: * A-rated school district Check * Quick access to major highways Check * Good daycare Check * Nice
Comments
i've been reading your blog for a little while now and know that you've worked really, really hard for the successes you have. congrats on racking up another one!
Good for you. I know that feels good!
Girl its been a long time coming. Thanks! I cant to future ones to come.
@ closedblueeyes
Thank ya!
@ Sistah Ant
Girl it does feel good.
@ Single Ma
Thanks! 703 and 690 on the others. Equifax low as usual. 707 is my Experian score and everyone (financial wise) seems to prefer using them.
Hmmmm....I'll check again but the 707 was my highest score. And thats the one they are using to qualify me for an FHA loan. Unless mortgage lenders see different scores that consumers do.
To answer your question, yes, there are mortgage-adjusted FICO scores that may be slightly different than the FICO scores purchased by consumers. When I was mortgage shopping, mine were +/- 5 points on each.