Skip to main content

December 08 Budget

DECEMBER 08 BUDGET




INCOME

HR fixed my W-2 error which was costing me about $100 per paycheck. I'll get the overage back via my tax refund.


AUTO

I am finally going to get some tints on my car. I have been meaning to get them for the past two years and never had the time or money (or both).

My gas budget ia at $200 but I hope I spend way less than that.



FOOD

*cough* @ that "Dining Out" budget. You would have thought that I would have learned my lesson by now. But I can't surrender the white flag just yet. I

Went grocery shopping and used COUPONS! Three of those jokers helped me save $5. I printed the coupons from online. I am going to sign up with some coupon sites and also look into signing up to get the Sunday paper or just buying one here and there.


DEBT

Just paying a minimum and a half on them and see if I can do some damage with the money I have left after everything is paid.

My student loan monthly payment went up to $157.10. Not quite sure why. Gonna call them this week and found out.



MISC

I budgeted $175 for beauty this month. I am going to get my hair done (micros). It is usually about $40 for the hair and $75 for the service. I also need to restock on some of my hair and skin products.

Even though I don't have any plans to go to the doctor this month, I budgeted $30 just in case.

Budgeted $300 for Xmas gifts.



XTRA INCOME

It is only the 8th of the month and I have already brought in $350 in extra income. $300 of it went to my Xmas budget. The $50 will go to birthday expenses.

Comments

MSJNT said…
I am just amazed at your budget. I know that I need to really stick to one and get myself on a better financial footing since I am a single woman. My XDH still doesn't get it that you need to save your money and stop spending it on BS. I wish he pay me back my $1000. I am losing interest on that money. Wish you many blessing as we end 08.

Peace

Popular posts from this blog

Home Purchase Plan - How I faired

Back in January I developed my Home Purchase Plan (HPP for short). I listed exactly what I was looking for in my new home including my needs and wants. I printed up my HPP and carried it will me everywhere. I especially took it with me when I went house hunting with my agent. I had a momentary relapse (I'll explain more on that on another post) but got back on track and stuck to my guns. I ended up with a beautiful house that fits all my needs and wants. HOME PURCHASE PLAN The home I want: Price: $0 -> $190,000 $180,000 Ideal Monthly Mortgage (including taxes, PMI, HOA, & hazard) : $1200 (max $1300) $1310 Location: Surrounding Orlando Area Check Bedrooms: 3+ 4 Bathrooms: 2+ 2 Square footage: 1700 s.f. + 1810 sf Year Built: 2000+ 1998 HOA: $100/month max $150/yr NEEDS: * A-rated school district Check * Quick access to major highways Check * Good daycare Check * Nice...

My $100 grocery budget and tips for saving on your grocery bill

I did a post back in October on how I kept my grocery budget under $120. In that post, I had pictures of the grocery shopping I had done earlier in the day for a total of $29.76. I also listed a number of ways I keep my grocery budget so low. Today I did some grocery shopping for meat and some other misc items. Here is what I bought: - 2 packages of chicken breasts - 2 packages of drumsticks - 2 whole hens - 2 packages of chicken wings - 1 bag of roma tomatoes - 1 bag of onions - 1 bag of organic baby carrots - 2 gallons of water (not shown) - 1 bottle of bbq sauce Total = $24.90 One big way to save on groceries each month is to package the food you buy into servings sizes. Your serving size depends on how many people are in your family. I separate out my sizes based on how much food my daughter and I consume in one meal. Take for instance drumsticks: My daughter will eat one drumstick while I will eat two. So I package those in threes. I know some folks are visual so here is wh...