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Showing posts from November, 2008

Inexpensive ideas for Xmas gifts.....

* Walmart's clearance section : I am sponsoring 8 kids through an Adopt-A-Child program at a local orphanage that the company I work for is also taking part in. Majority of the kids I selected listed clothes and shoes on their wish lists. I was searching around and happened upon Walmart's clearance section. Talk about great deals. I spent $34 on clothes for 6 out of the 8 kids. I even bought two of these cute Bratz Backpacks with coordinating stationary kits for $3. Each kid winded up with at least two tops and one bottom. I chose Site-to-Store as my delivery option. Aside from being FREE , my purchases arrived at my local Walmart within 3 days of placing the orders (much faster than paid shipping). Here is a look at a few of the 3000+ items in clearance: High School Musical Tee = $2 Lil Bratz Backpack = $3 NBA Jam Xbox Game = $5.82 Toddler Cheerleading Dress = $10 SlickDeals.net This site list the latest deals and steals. I check it a few times a day to find some sup

80% off gift certificates @ Restaurants.com

These would make awesome and inexpensive Christmas gifts. You could buy a $100 gift certificate to your parent's favorite restaurant for only 8 bucks!! *There are, of course, certain stipulations for each restaurant so make sure you read them before purchasing a gift certificate. • GET $25 GIFT CERTIFICATES FOR ONLY $2! Enter Discount Code: SURPRISE Offer valid from 11/21 at 5:00AM PST to 11/24 at 12:00AM PST.

Recipes - Inexpensive and Healthy

I made some really cool goodies this past Sunday and I wanted to share the recipes with you guys. These are very healthy and inexpensive options. Granola Ingredients: 9 oz rolled oats (old fashioned, half of small canister) = $.62 ($1.24 for an 18 oz container) 3 oz raisins (2 snack boxes) = $.27 ($1.08 a pack/8 in a pack) 4 oz banana chips = $1.10 4 oz dried fruit = $1.64 4 tsp brown sugar 3 sprinkles of cinnamon honey Total = $3.63 (approximate) Directions: Mix all ingredients, minus the honey, in a bowl. Spread mixture on flat baking pan so that it is evenly spread out. Drizzle about 2 tbsp of honey on top of mix. Place pan in 300 degree oven for 30 minutes. Halfway through the bake time mix the granola up so that all of it gets toasted. Final product: Omg, this stuff is addictive. The batch I made should last me 1 to 2 weeks. I have mine stored in a tin canister. This stuff is great as a cereal, over ice cream, with yogurt, with fresh fr

THAT'S IT!!!! I am creating my own bailout plan

I woke up the following headlines this morning: * DHL to cut 9500 jobs and close US service centers * Government provides record aid package to AIG ($150 billion to date and aren't these the same folks who spent $23K of that money at a spa???) * Circuit City files bankruptcy * Fannie Mae posts $29 billion loss in 3rd quarter * Wall Street falls, unable to shake economic woes Let’s keep it real. Things aren't looking too kosher in regards to the state of our economy at the moment. More and more of our tax dollars are being shelled into companies. Companies who seem unable to get their shit together long enough to get themselves out of the hole they dug themselves into. Well, I'm tired of worrying. I haven't really felt the sting from this economic crisis. Yet anyways. I have lost a few thousand dollars in my 401K account and I have had a couple of credit card companies try my patience by skyrocketing my AP

YES WE CAN! & YES WE DID!!!!!

SIGNED ********** SEALED ********** DELIVERED ********** HE"S OURS!!!!!!! Yes we can! Yes we can!! Yes we can!!! Yes, WE did!!!!

Correction to November Budget post

Wow. Math is my ish. Yet I let this fly right past me: "As you all know, I have about doubled my salary since July." Uhhhhhh NO boo boo! I would have to be making $96K+ a year to have done that. To think I took enough math courses to be 1 class shy of a math minor. *smh* I have my moments yall.

November Budget

MG! Is that an updated budget on DDD?! The one she promised us MONTHS ago?? (you know that is exactly what was running through your head) LOL! It's been a minute since you have seen one of these but alas they are back. It is back to the grind for me. No more free for all months with no spending limits or boundaries. It is time for me to reign it in and get cracking. I applied a major dent to my credit card debt and am on a roll. As long as a follow the plans that I have laid out I should WILL be debt free by the beginning of February. Once I cross that milestone off my list I can then focus on house hunting and my Home Fund. One major key to my success is keeping to a solid budget. Especially when things have changed since the last time you established one and you have more wiggle room when it comes to $$$. So here is what I have laid out for November: CATEGORIES SUB-CATEGORIES BUDGET INCOME