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Wednesday, January 9, 2008

January Budget

Here is my January budget: As you can see I added the three new categories I mentioned in my December Budget post:
  • Dimples
  • Car Maintenance
  • Gym
January will be a test month for the new budget. The way I have things set up right now is that any extra income I bring in will go towards my credit card debt. The new categories have pulled $90 away from my CC Debt Snowball budget. Depending on how much of a tax refund I receive, the new categories may stay or go. If my refund is large enough to eliminate a huge chunk of that debt then the incorporation of the new categories should not delay my CC Debt Zero Goal of October 2008. If the $90 turns out to delay my goal in any way, then the 3 new categories will be removed and I will try to find another way to address them. I am planning to start my business up this year so any income I receive from that may come into play.

Christmas Goodies

After Single Ma's post about the Christmas goodies she bought @ 75% off for a grand total of $11.92, I decided to follow suit and go get myself some goodies. Here is what I got:
















Check out this beautiful table cloth I got from Bed, Bath, and Beyond.
















My damage was only $16.92. The table cloth's original price was $69.99 and I paid only $8. :-D I did pretty good. Especially compared to what I spent on this stuff at full price around Christmas.

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