Skip to main content

January Budget

Here is my January budget: As you can see I added the three new categories I mentioned in my December Budget post:
  • Dimples
  • Car Maintenance
  • Gym
January will be a test month for the new budget. The way I have things set up right now is that any extra income I bring in will go towards my credit card debt. The new categories have pulled $90 away from my CC Debt Snowball budget. Depending on how much of a tax refund I receive, the new categories may stay or go. If my refund is large enough to eliminate a huge chunk of that debt then the incorporation of the new categories should not delay my CC Debt Zero Goal of October 2008. If the $90 turns out to delay my goal in any way, then the 3 new categories will be removed and I will try to find another way to address them. I am planning to start my business up this year so any income I receive from that may come into play.

Christmas Goodies

After Single Ma's post about the Christmas goodies she bought @ 75% off for a grand total of $11.92, I decided to follow suit and go get myself some goodies. Here is what I got:
















Check out this beautiful table cloth I got from Bed, Bath, and Beyond.
















My damage was only $16.92. The table cloth's original price was $69.99 and I paid only $8. :-D I did pretty good. Especially compared to what I spent on this stuff at full price around Christmas.
Labels:

Comments

Post a Comment

Popular posts from this blog

Home Purchase Plan - How I faired

Back in January I developed my Home Purchase Plan (HPP for short). I listed exactly what I was looking for in my new home including my needs and wants. I printed up my HPP and carried it will me everywhere. I especially took it with me when I went house hunting with my agent. I had a momentary relapse (I'll explain more on that on another post) but got back on track and stuck to my guns. I ended up with a beautiful house that fits all my needs and wants. HOME PURCHASE PLAN The home I want: Price: $0 -> $190,000 $180,000 Ideal Monthly Mortgage (including taxes, PMI, HOA, & hazard) : $1200 (max $1300) $1310 Location: Surrounding Orlando Area Check Bedrooms: 3+ 4 Bathrooms: 2+ 2 Square footage: 1700 s.f. + 1810 sf Year Built: 2000+ 1998 HOA: $100/month max $150/yr NEEDS: * A-rated school district Check * Quick access to major highways Check * Good daycare Check * Nice
9 comments
Read more

My $100 grocery budget and tips for saving on your grocery bill

I did a post back in October on how I kept my grocery budget under $120. In that post, I had pictures of the grocery shopping I had done earlier in the day for a total of $29.76. I also listed a number of ways I keep my grocery budget so low. Today I did some grocery shopping for meat and some other misc items. Here is what I bought: - 2 packages of chicken breasts - 2 packages of drumsticks - 2 whole hens - 2 packages of chicken wings - 1 bag of roma tomatoes - 1 bag of onions - 1 bag of organic baby carrots - 2 gallons of water (not shown) - 1 bottle of bbq sauce Total = $24.90 One big way to save on groceries each month is to package the food you buy into servings sizes. Your serving size depends on how many people are in your family. I separate out my sizes based on how much food my daughter and I consume in one meal. Take for instance drumsticks: My daughter will eat one drumstick while I will eat two. So I package those in threes. I know some folks are visual so here is wh
18 comments
Read more