I finally found a bank that had all the requirements I needed for my laptop fund. I opened a money market account with Capital One Saturday morning. I have a credit card with them and while checking my credit card statement I noticed that they had a very nice high yield money market account. There was no minimum balance to open or to maintain. Their APY is 4.75%. No fees. And they offer free checks and an ATM card. There was no bonus which is fine with me. I am pretty happy with my choice.
Back in January I developed my Home Purchase Plan (HPP for short). I listed exactly what I was looking for in my new home including my needs and wants. I printed up my HPP and carried it will me everywhere. I especially took it with me when I went house hunting with my agent. I had a momentary relapse (I'll explain more on that on another post) but got back on track and stuck to my guns. I ended up with a beautiful house that fits all my needs and wants. HOME PURCHASE PLAN The home I want: Price: $0 -> $190,000 $180,000 Ideal Monthly Mortgage (including taxes, PMI, HOA, & hazard) : $1200 (max $1300) $1310 Location: Surrounding Orlando Area Check Bedrooms: 3+ 4 Bathrooms: 2+ 2 Square footage: 1700 s.f. + 1810 sf Year Built: 2000+ 1998 HOA: $100/month max $150/yr NEEDS: * A-rated school district Check * Quick access to major highways Check * Good daycare Check * Nice
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