Skip to main content

Decisions

Thanks everyone for your comments and advice regarding my last two posts.

In regards to the American Express reward, I have decided to wait until I am able to redeem the reward and make a decision then. Based on the fine print, the reward points will show up on my account 10 to 12 weeks from now. Thats around late September, early October. A lot can happen by then. So I will choose a reward that better fits my situation at that moment.

Due to the severity of my financial status, I have decided to put a hold on the whole vacation account. I need to focus as much as I can towards eliminating my credit card debt. And there is no way I can take a vacation and enjoy myself knowing full well what awaits me when I get back. I think I'll just wait until after I buy my house and payoff my debt. Then I can enjoy my vacation guilt-free.

Laptop fund is going away also. The laptop is something I wanted not needed. I have survived until now without one, so another year won't matter.
Labels:

Comments

krystalatwork said…
Good for you for making a decision which will put you in a better financial situation in the long run.

Just think, when you are debt free, you'll be able to save up $$ in no time to pay for a vacation and a laptop! :)
July 15, 2007 at 2:11 PM
Dimples said…
:-D. And I will be a very happy woman. tee hee
July 15, 2007 at 8:00 PM
ms.voad said…
That is quite a wise decision Dimps... I was like you and wanted to start so many funds right now especially since i am moving but I recognize that I only need an e-fund and the rest of the "wants" will come when I have done what I "needed" to do!
July 17, 2007 at 10:27 AM
Post a Comment

Popular posts from this blog

Home Purchase Plan - How I faired

Back in January I developed my Home Purchase Plan (HPP for short). I listed exactly what I was looking for in my new home including my needs and wants. I printed up my HPP and carried it will me everywhere. I especially took it with me when I went house hunting with my agent. I had a momentary relapse (I'll explain more on that on another post) but got back on track and stuck to my guns. I ended up with a beautiful house that fits all my needs and wants. HOME PURCHASE PLAN The home I want: Price: $0 -> $190,000 $180,000 Ideal Monthly Mortgage (including taxes, PMI, HOA, & hazard) : $1200 (max $1300) $1310 Location: Surrounding Orlando Area Check Bedrooms: 3+ 4 Bathrooms: 2+ 2 Square footage: 1700 s.f. + 1810 sf Year Built: 2000+ 1998 HOA: $100/month max $150/yr NEEDS: * A-rated school district Check * Quick access to major highways Check * Good daycare Check * Nice...
9 comments
Read more

My $100 grocery budget and tips for saving on your grocery bill

I did a post back in October on how I kept my grocery budget under $120. In that post, I had pictures of the grocery shopping I had done earlier in the day for a total of $29.76. I also listed a number of ways I keep my grocery budget so low. Today I did some grocery shopping for meat and some other misc items. Here is what I bought: - 2 packages of chicken breasts - 2 packages of drumsticks - 2 whole hens - 2 packages of chicken wings - 1 bag of roma tomatoes - 1 bag of onions - 1 bag of organic baby carrots - 2 gallons of water (not shown) - 1 bottle of bbq sauce Total = $24.90 One big way to save on groceries each month is to package the food you buy into servings sizes. Your serving size depends on how many people are in your family. I separate out my sizes based on how much food my daughter and I consume in one meal. Take for instance drumsticks: My daughter will eat one drumstick while I will eat two. So I package those in threes. I know some folks are visual so here is wh...
18 comments
Read more