Recent Divine Discussions

Friday, March 16, 2007

Attacking my Credit Score


Yeah man! I plan on attacking everything. Now for my credit score. I checked today and my credit score went up another 30 points! Wow. Is it that easy? All I did was pay a little more on my minimums. I can't wait to see what it does after all my balance transfers go through in the next few weeks. You know ya girl is happy!

Speaking of balance transfers. Advice for anyone who may be thinking of doing the same thing I did on my last post "Attacking my credit card debt":

Cut up ANY and ALL cards that you have transfered the balance of.

I cut up ALL my cards except the 2 cards that I transfered my balances to and 1 card for emergency purposes. And that card only has a $300 credit limit. This way I do not use the cards I just paid off and f-up my whole game plan. Now thats a big no-no.

I have been doing a lot of research to help myself better understand the world of finance, credit scores, credit cards, credit reports, investments.......the list goes on and on. There is so much information available on the internet alone, for anyones access. I believe its essential to arm yourself with as much knowledge as you can. That way you don't wind up in a situation like mine, like so many Americans.

Anyways thats my thought of the day. For those on an empowerment journey themselves: "Keep trucking! You can do it!"

Dimps out

1 comment:

tutoringcredit said...

Hey! A nice blog you have here! Way to go! It's great you are sharing your experience with other people. i'm sure you'll fulfil all your dreams and plans!I wish you good luck!