January Budget

Here is my January budget: As you can see I added the three new categories I mentioned in my December Budget post:

• Dimples
• Car Maintenance
• Gym
  

January will be a test month for the new budget. The way I have things set up right now is that any extra income I bring in will go towards my credit card debt. The new categories have pulled $90 away from my CC Debt Snowball budget. Depending on how much of a tax refund I receive, the new categories may stay or go. If my refund is large enough to eliminate a huge chunk of that debt then the incorporation of the new categories should not delay my CC Debt Zero Goal of October 2008. If the $90 turns out to delay my goal in any way, then the 3 new categories will be removed and I will try to find another way to address them. I am planning to start my business up this year so any income I receive from that may come into play.

Christmas Goodies

After Single Ma's post about the Christmas goodies she bought @ 75% off for a grand total of $11.92, I decided to follow suit and go get myself some goodies. Here is what I got:

Check out this beautiful table cloth I got from Bed, Bath, and Beyond.

My damage was only $16.92. The table cloth's original price was $69.99 and I paid only $8. :-D I did pretty good. Especially compared to what I spent on this stuff at full price around Christmas.