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Showing posts from February, 2009

Moving Fund and other stuff

My moving fund is coming along nicely. It is currently sitting at $208. Counting this week, I have about 4 weeks until my projected closing date. I'm going to go ahead and list my leather couches and dinette set for sale this weekend. That should bring in about $300. I'll list my two office desk and chairs after I close because will go pretty quickly. My initial budget was set at $335. After some research I came up with a revised list of moving expenses: Moving Supplies -> $50 Movers -> $75 $25 (Friends are helping. As long as they are fed they are good to go.) Truck -> $50 Cleaning of apartment after move-out -> $25 $45 (Previous listed cost was base w/o extras) Cleaning of new home prior to move-in -> $20 $55 (Ditto) Delivery fee for new appliances -> $65 $0 (Ya girl got the hook up!) Paint and tools -> $40 Repairs (the ones I will take care of) -> $50 (Spoke to a co-worker who owns a construction company and a rep at Home Depot. Par

House Update

Home Inspection - Check Termite Inspection - Check Appraisal - Check All three were done yesterday afternoon between 3 and 5 pm. I also did a little work myself and took pictures of the entire house so that I could lay out my decoration plans and remember what things need replacing. I also did some measuring since the only measurement I was given by the listing agent was for the master bedroom, kitchen, and family room. The termite inspection turned up nothing which is great. He did note a little bit of rotting going down at the bottom of the front door frame. This was also noted by the home inspector. I used a company that uses dogs to sniff out the termites. They are supposed to be 98-100% accurate . I'll pay the extra $50 for accuracy. Total cost was $130. The guy who did the home inspection, which cost $225, said that the house was in good condition and that the roof was fairly new (about 2 years). He gave the house a pass and gave me a list of some minor repairs that wo

Free Food

In this economy every little bit helps: Denny's -> Buy one get one free Fridays -> Buy one get one free Ruby Tuesday -> Buy one get one free Arbys -> Free burger with purchase of a drink Quiznos -> sign up and get a coupon for a free sub (1st million only) *Hat Tip to Hustler

$8,000 Home Buyer Tax Credit at a Glance

Here is the info on the new $8000 Home Buyer Tax Credit: *The tax credit is for first-time home buyers only. *The tax credit does not have to be repaid. *The tax credit is equal to 10 percent of the home’s purchase price up to a maximum of $8,000. *The credit is available for homes purchased on or after January 1, 2009 and before December 1, 2009. *Single taxpayers with incomes up to $75,000 and married couples with incomes up to $150,000 qualify for the full tax credit. FederalHousingTaxCredit.com Here is the info that I found that pertains to my situation: Who is eligible to claim the tax credit? First-time home buyers purchasing any kind of home—new or resale—are eligible for the tax credit. To qualify for the tax credit, a home purchase must occur on or after January 1, 2009 and before December 1, 2009 . For the purposes of the tax credit, the purchase date is the date when closing occurs and the title to the property transfers to the home owner. Are

Moving Fund

I have already started evaluating different costs that will be associated with the purchase of this home, specifically moving costs and furnishing my home. In leu of future moving costs, I have started up a moving fund. The fund will be used to cover moving supplies, movers, truck, and delivery of my new appliances at the least. Hopefully it will also cover some of the things needed to get the house ready for move-in (ex: paint, minor repairs, cleaning). Here is my preliminary budget: Moving Supplies -> $50 Movers -> $75 Truck -> $50 Cleaning of apartment after move-out -> $25 Cleaning of new home prior to move-in -> $20 Delivery fee for new appliances -> $65 Paint and tools -> $50 Current Total = $335 I will be selling off my furniture and some other miscellaneous items and the money from the sales will go towards my moving fund. The same with any extra income from my blog or side hustles. I started selling off some of my furniture this weekend through craigsl

Home Purchase Update

What it do folks?! Ya girl has been busy taking her life to the next level. I put an offer on a home on the Jan 30th. And after two weeks of going back and forth with the bank, we finally came to an agreement and I signed a contract on the house yesterday afternoon. :-D I am super excited and have gotten into my hustle mode. I'll get into that later. First, let me tell you about this house! The house sits in a small town on the outskirts of Orlando. I actually lived in that area before for a couple years when my daughter was born and have wanted to move back ever since. All the schools are A-rated schools. I love the small town feeling and the fact that you have basically all necessities within a 5 mile radius, including a mall with all my fav stores. It is a 4 bedroom 2 bath home running a little over 1800 square feet with ceramic tiles in the wet areas and hardwood floors in the remaining . I think the only carpeted areas are the closets. The master bedroom is HUG

Recipe - Garlic Ginger Wings

These were yummy in my tummy!!! INGREDIENTS: 10 whole wings - My chicken is hormone free and free range. Bought it from my favorite lil farmers market. . $2.50 Sea Salt - I dunno. Maybe 5 pinches. Enough to lightly season. black Pepper - Same as salt. Pepper flakes - Same as above. You could substitute with hot sauce. 1 tbsp Oil - Use any type you like. I used coconut oil. It is really good for. 1/2 cup of wheat flour - I used organic whole wheat flour. You can use white flour. $.10 For the sauce: 3 garlic cloves - pressed 1.5 inches of ginger - pressed 1 tbsp of organic molasses - I chose to use molasses because it has less calories and sugar. Honey is another great substitute. You could also use brown sugar. I'd keep away from that bleached stuff though. 3 tbsps of coconut oil 4 tbsps of balsamic vinegar Optional: Soy sauce (2 tbsps) TOTAL COST: Under $3 DIRECTIONS: Clean wings. Cut wings into halves (flats and drummettes). You can cut off the tips if you wa