Dimples' Divine Domain
My journey to financial empowerment.

I woke up the following headlines this morning: * DHL to cut 9500 jobs and close US service centers * Government provides record aid package to AIG ($150 billion to date and aren't these the same folks who spent $23K of that money at a spa???) * Circuit City files bankruptcy * Fannie Mae posts $29 billion loss in 3rd quarter * Wall Street falls, unable to shake economic woes Let’s keep it real. Things aren't looking too kosher in regards to the state of our economy at the moment. More and more of our tax dollars are being shelled into companies. Companies who seem unable to get their shit together long enough to get themselves out of the hole they dug themselves into. Well, I'm tired of worrying. I haven't really felt the sting from this economic crisis. Yet anyways. I have lost a few thousand dollars in my 401K account and I have had a couple of credit card companies try my patience by skyrocketing my AP...

Craziness. Ri-damn-diculousness. Straight bull....... Those are my thoughts on the current state of the economy. I could go further but I don't want to. I am economic crisis'd. I have been on the net searching here and there trying to understand what exactly is going on and how all this may affect me. I have been searching and there doesn't seem to be a positive out look on what's going on and it doesn't look like it is going to get better any time soon. It may actually get worse. My 401K has decreased by $3000+ in the last 2 months. One day last week, I lost $1000 overnight. That was too much for me. So after doing some research and talking to a financial advisor I decided to move what was left in my account into a money market fund. Prior to that I had 40% in aggressive and 60% in growth. Since rebalancing my account on Monday it has actually gained $50. Now I know some folks aren't going to agree with my decision but I felt it was the best thing fo...

It's been real busy in Dimples' world. I have a couple of things in the works. I'll do separate post on those later. I am doing good on my budget. I realize that I need to a lot more money in the miscellaneous department. I may actually need to break that up into smaller, more specific categories. I spent $65 bucks for maintenance on my car. Of course I did not have that expense accounted for in my budget. I also had to take my daughter to get her yearly physical and flu shot. The copay was $15. Budgeted?? Nope. I was hoping that the amount I allotted to my miscellaneous category would take care of this stuff but it is not. So I need to work out a way to direct more money towards that category without touching the money I set aside for my debt repayment. Touching this would throw my snowball calculation off track and most likely add a month or two to my payoff due date. So I am in big time hustlette mode. Cash Duck is back in business. They are working with a...