tag:blogger.com,1999:blog-4291998723817425336.post6665638480231692556..comments2023-09-17T08:09:27.541-04:00Comments on Dimples' Divine Domain <br> My journey to financial empowerment.: Reevaluating my goals and making some changesDimpleshttp://www.blogger.com/profile/01296051229047912991noreply@blogger.comBlogger4125tag:blogger.com,1999:blog-4291998723817425336.post-22863438070229536352007-08-29T20:52:00.000-04:002007-08-29T20:52:00.000-04:00For what it's worth, I think you made the right de...For what it's worth, I think you made the right decision. Good for you!Single Mahttps://www.blogger.com/profile/02304629601616898196noreply@blogger.comtag:blogger.com,1999:blog-4291998723817425336.post-11460474709745947072007-08-29T10:17:00.000-04:002007-08-29T10:17:00.000-04:00I'm glad to hear that you haven't lost hope. Good...I'm glad to hear that you haven't lost hope. Good luck with your credit card debt. I know how difficult that cand be to kick!SavingDivahttps://www.blogger.com/profile/10267021491907810696noreply@blogger.comtag:blogger.com,1999:blog-4291998723817425336.post-41780964828891658162007-08-28T13:36:00.000-04:002007-08-28T13:36:00.000-04:00I've been through the same thing. For the past 4 o...I've been through the same thing. For the past 4 or 5 months I kept telling myself I *had* to buy a home, get started on building equity, etc. But any decent house is always out of reach of my budget. I was also going to try to do a low, low down payment to make it even possible.<BR/><BR/>Now that the "housing bubble" is shrinking, I'm actually glad I ran into these problems and couldn't buy a house. I'm looking forward to saving up for the next 2 years or so, having a big down payment, and potentially getting a house cheaper than I could today to boot.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-4291998723817425336.post-7575363855819905102007-08-28T12:52:00.000-04:002007-08-28T12:52:00.000-04:00HiI have been reading your blog for about 2 months...Hi<BR/><BR/>I have been reading your blog for about 2 months now. Thought I would comment on this post because it hit close to home. I was so stuck on buying a home that I didn't realize all that it really took to be a home owner. Especially the finance side. On top of the mortgage, PMI, taxes, and home insurance there is also maintenance costs and HOAs. I didn't think about all this when I bought my first home and winded up having a house payment of $3000. That's not including utilities, food, or my other bills. For a year I was in hell. I could barely afford food. I resorted to taking out a personal loan to make ends meet. I finally had to sell my house a year or so after I bought it. After the sale and paying off some deliquent bills I had profited $876 bucks. I am now back in an apartment and loving it. I am making sure I am financially sound in all ways before I attempt homeownership again. So I applaud you for coming to that realization before you took that big step. Do what you need to do and get your debt down. You will own your home one day. Just be patient. <BR/><BR/>CarolAnonymousnoreply@blogger.com